1. Define the move you want to make.

• Your ideal move-in window: __________
• Your preferred areas and commute priorities: __________
• Your comfortable monthly housing budget to discuss with a lender: __________
• Your three must-haves: __________
• Your three flexible preferences: __________
• Existing home to sell or lease to finish? __________

2. Before your first builder visit.

• Discuss your goals and representation questions with your agent.
• Ask the builder how agent registration works before a visit or online inquiry.
• Confirm the address, hours, and appointment requirements.
• Bring a notes sheet and compare each option using the same categories.
• Ask which displayed finishes and features are included and which cost extra.

3. Compare the complete picture.

Record who provided each figure and when. Request written details. A lower advertised price or incentive alone does not establish the best overall fit.

4. Questions for your lender.

• What documents do you need to evaluate my application?
• What payment and cash-to-close estimates apply to my situation?
• What costs and assumptions are included in those estimates?
• How do the rate, points, fees, and incentive conditions compare?
• What changes if the construction timeline changes?
• Which items may change before closing?

This worksheet does not determine financing eligibility. Ask a licensed lender for advice and written estimates specific to you.

5. Questions for the builder.

• What is included in this quoted price?
• Is this home move-in ready, under construction, or a planned build?
• What does the estimated completion date depend on?
• What are the deposit, cancellation, and change-order terms?
• What inspection opportunities are available, and when?
• What warranties and service procedures are provided in writing?
• Are any incentives conditional on using a particular provider or meeting a deadline?

6. Keep the process organized.

1. Plan: clarify priorities and discuss financing and representation.
2. Compare: review homes, written estimates, and offer terms.
3. Review: ask questions about the contract and seek professional advice where needed.
4. Track: keep important dates, inspections, lender requests, and updates in one place.
5. Prepare: verify closing instructions through a trusted contact and complete your walkthrough checklist.
6. Settle in: save closing records, warranties, contacts, and maintenance information.

7. Bring these answers to your consultation.

Reply to your welcome email with your move-in timing, preferred areas, price range, and whether you have spoken with a lender. Please do not email sensitive financial documents.

Educational resource. Property details, financing, incentives, taxes, insurance, and contract terms vary and require individual verification. This guide does not promise pricing, savings, loan approval, or availability.